Michael joined bfinance in 2011, when he spent his first semester in the London based Research team. Michael then became Director and covers institutional clients in the Munich office. He started his career at Dresdner Bank AG, Hamburg with an apprenticeship in 2000. He held different positions at Sparkasse Harburg-Buxtehude and HCI Capital AG during the following years. During this period, he graduated with a part-time BA in International Management from FOM. He also holds a dual MBA degree from Bradford University School of Management,UK & TiasNimbas Business School, Netherlands and is CAIA charterholder and FRM certified.